Trees & NFTs

NFTs AND TREES

What are NFTs and what do they have to do with trees? Good questions! We’ll get to NFTs in a minute, but first let’s look at trees. I recently spent a weekend with family at a beautiful cabin in the forest. We are fortunate to regularly escape the heat of the summer and relax in …

NFTs AND TREES Read More »

Let your light shine

LET YOUR LIGHT SHINE

I have a block of time that I set aside for “quiet time” or meditation each day. I must admit that some days I let other “pressing” matters take over that time slot and then I inevitably regret it. My quiet time is time I try to spend either in nature or observing it. I …

LET YOUR LIGHT SHINE Read More »

Municipal Bonds

WHAT ARE MUNICIPAL BONDS?

First, a quick review of bonds in general. You might want to refer to my blog, Asset Allocation = Investment Chili. In that blog, I talked about taxable bonds—those issued by corporations to fund operations, research, or capital improvements. Bond Review Bonds represent debt, an IOU, or a loan. When you own a bond, you …

WHAT ARE MUNICIPAL BONDS? Read More »

Father's Day

THE LITTLE MIRACLES IN LIFE

Have you ………. “… thought of someone you haven’t talked to in a while, only to hear from them several days later? … had a feeling that something was going to happen, and soon after it plays out exactly as you’ve imagined it? … heard a song lyric on the radio or seen a message …

THE LITTLE MIRACLES IN LIFE Read More »

Mutual Funds & Asset Allocation

ASSET ALLOCATION MUTUAL FUNDS

Do you remember our discussion about asset allocation? Asset allocation is the process of dividing the money in your investment portfolio among stocks, bonds, and cash which are also called asset classes. For a review of asset allocation, check my Asset Allocation = Investment Chili blog. As you allocate funds between the three asset classes, …

ASSET ALLOCATION MUTUAL FUNDS Read More »

Woman Thinking

MID-LIFE PANIC

One of my readers asked me to address a situation that is not uncommon. What do you do when you reach mid-life and realize that you are not on track to have enough to retire? Or perhaps you saved well but realize you may need to work longer or change your retirement plans because you …

MID-LIFE PANIC Read More »

Short Term Goals

SAVING FOR SHORT-TERM GOALS

If you follow my blogs, you will have gone through an exercise to set both short-term and long-term financial goals. (See my blogs: Set Your Investment GPS, The Battle of Needs vs Wants, and Choices.) Saving is what is meant when you set aside funds for short-term goals, those goals with timeframes shorter than 5-7 …

SAVING FOR SHORT-TERM GOALS Read More »

Do you fear a recession

DO YOU FEAR A RECESSION?

The “R” word is appearing in news stories more and more and carries with it a sense of dread. Does talk of a recession make you afraid? Should you be afraid? What is a recession? The definition of recession is a period of temporary economic decline during which trade and industrial activity are reduced, generally …

DO YOU FEAR A RECESSION? Read More »