Mutual Funds & Asset Allocation

ASSET ALLOCATION MUTUAL FUNDS

Do you remember our discussion about asset allocation? Asset allocation is the process of dividing the money in your investment portfolio among stocks, bonds, and cash which are also called asset classes. For a review of asset allocation, check my Asset Allocation = Investment Chili blog. As you allocate funds between the three asset classes, …

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Woman Thinking

MID-LIFE PANIC

One of my readers asked me to address a situation that is not uncommon. What do you do when you reach mid-life and realize that you are not on track to have enough to retire? Or perhaps you saved well but realize you may need to work longer or change your retirement plans because you …

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Computer Desk

MORE ABOUT IRAs

My blog, Traditional or Roth IRAs, covered the basics of contributions to and withdrawals from both Traditional and Roth IRAs. Those are the accounts that you as an individual can use to save for retirement, in addition to any company sponsored retirement plan accounts. There are different rules for Roth IRAs than there are for …

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Roth IRA or Traditional IRA Contributions

TRADITIONAL OR ROTH IRA?

It’s tax season and you may be wondering if it makes sense for you to contribute to an IRA, an Individual Retirement Account. Good question, especially with the option to make a standard deduction, versus itemizing your deductions. Before we talk about the potential for a tax deduction, however, let’s look at your IRA choices. …

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