documents

LEGAL DOCUMENTS FOR EVERYONE

One of my family members recently talked with me about a will and other documents that are necessary for not only a smooth transition of her property at her death but also to appoint others to take care of important matters if she was incapacitated in some way. An incapacitating injury or disease may mean …

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bed

THE TALE OF THE BED

This is a story about a bed. You probably have a similar story. Let’s see …… Newlywed I was married between my junior and senior year in college. We were totally oblivious to the material needs and costs of life together. We did not own a car. My husband had a motorcycle, and I had …

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Roth IRA or Traditional IRA Contributions

TRADITIONAL OR ROTH IRA?

It’s tax season and you may be wondering if it makes sense for you to contribute to an IRA, an Individual Retirement Account. Good question, especially with the option to make a standard deduction, versus itemizing your deductions. Before we talk about the potential for a tax deduction, however, let’s look at your IRA choices. …

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Sunflower Field

CHOICES

Today is sunny and bright, spring is in the air, and I feel excited! What a difference sunshine makes in my outlook! How about you? What makes you feel happy and content? Maybe it is a good run, the smell of coffee, walking on the beach, a good glass of wine, skiing down a mountain, …

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Saving for Education

SAVING FOR EDUCATION

Every day as I prepare breakfast, and then again at lunchtime, I watch parents drop off and later pick up their preschoolers at a church near our house. The little ones hop and skip to where their friends are playing, even if there is a foot of snow on the ground. They are always happy, …

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Numbers

NUMBERS, NUMBERS, NUMBERS!

“Numbers, numbers, numbers! Everywhere I look there are numbers! I hate math, I hate numbers!” Wow! Does that sound like you? Maybe not every day, but some days? Right now, I am trying to put together all the forms and records needed to file my income tax and, I will tell you, there are days …

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Exchange Traded Funds

EXCHANGE-TRADED FUNDS

Mutual funds and exchange-traded funds have many similarities. A previous blog this month covered mutual funds, and now it’s time to talk about the newer kid on the block—exchange-traded funds or ETFs. I was part of the institutional sales force at Vanguard when that company decided to expand its offering of ETFs and market them …

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Mutual Funds Computer

MUTUAL FUNDS

It’s time to talk about products for investing! Are you ready? This week’s blog will cover the basics of mutual funds and a blog later this month will cover exchange-traded funds, along with pros and cons of each. What experience do you have with investing? If you have a retirement plan at work, you probably …

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Love is in the Air

LOVE IS IN THE AIR

As February begins, I am feeling very loved and very loving. Every store I enter I see reminders to share the love I feel with my family, partner, and friends through thoughtful cards, gifts, or shared memories. Don’t you wish this feeling of love would last the whole year? I do! I feel very loved …

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