DISCLOSURES
The website content is for information purposes only and does not provide any personalized advice from Beverly Bowers to the reader that is based upon the reader’s specific situation or objectives. No reader should assume that the content of this website serves as the receipt of, or a substitute for, personalized advice from the investment and/or other professionals of his/her choosing. Beverly Bowers is not a lawyer, accountant, or insurance agent. No portion of the content serves as personalized legal, accounting, tax, or insurance advice.

Please remember that different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related content (including financial planning topics), will be profitable, equal any historical performance levels, be suitable for a reader’s individual situation, or prove correct.

Certain portions of the website may reflect positions and/or recommendations as of a specific prior date, and may no longer be reflective of current positions, recommendations, or laws.

TERMS OF USE
Information throughout this site is obtained from sources believed to be reliable, but Beverly Bowers does not warrant or guarantee the timeliness or accuracy of this information. Neither Beverly Bowers nor any information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.

Hyperlinks to third-party information are provided as a convenience. The policies and procedures governing these third-party sites may differ from those effective on the BEVERLY BOWERS website. Beverly Bowers disclaims any responsibility for information, services or products found on websites or other information linked directly or indirectly hereto. Linking to third-party sites in no way implies an endorsement or affiliation of any kind between Beverly Bowers and any third party, including legal authorization to use any trademark, trade name, logo, or copyrighted materials belonging to either entity.

Beverly Bowers does her very best to ensure the integrity and security of the site, but does not warrant that this site, its servers, or e-mail sent from this site are free of viruses or other harmful components. Downloading any material is done at one’s own risk, and Beverly Bowers cannot be responsible for any damage to a user’s computer system or loss of data that results from the download of any material.

COPYRIGHT
Proprietary content from this website is the property of Beverly Bowers. As such, Copyrighted Material is protected by U.S. copyright and intellectual property laws. You may print and/or share BEVERLY BOWERS copyrighted material via Twitter, Facebook, LinkedIn, or other social media sites for personal, noncommercial use only. You may not publish, copy, or otherwise reproduce any BEVERLY BOWERS copyrighted material for public/commercial use and/or distribution. Any attempt to reproduce or commercially distribute any copyrighted material without the expressed written permission of Beverly Bowers is strictly prohibited.