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Woman Reading Email - Financial News

A LESSON FROM EIGENGRAU

Every day I receive an email from a site called WordDaily. I love to challenge myself to guess the meaning of the word. Recently eigengrau was the Word of the Day. I recognized its German origin and the “gray” part but not the entire meaning of the word. Eigengrau – Noun The dark gray color […]

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Woman with shopping bags

GIRL MATH

Girl math? Sounds sexist to me! I am told it is a new descriptive phenomenon inundating TikTok and other social media. Here’s how a TikTok user explained girl math: You’re losing money if you don’t purchase something when it’s on sale. You’re losing money if you don’t spend enough to qualify for free shipping. You’re

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Couple in Love

FINANCIAL LOVE

This is the time of year we focus on those we love. Children share valentines in school, heart-shaped boxes full of candy disappear from the shelves, florists run out of red roses, and jewelry stores appeal to lovers of any age. There is a special focus on couples and ways to express the love they

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Car Broken Down

A PLESA, PLEASE

Are you one of 63% of workers who cannot cover a $500 emergency expense? Effective January 1, 2024, help may come from your employer in the form of a PLESA which was created by the SECURE 2.0 Act of 2022. What is a PLESA? PLESA stands for pension-linked emergency savings account. Your retirement plan sponsor

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Journaling New Years Intentions

NEW YEAR INTENTIONS

Happy 2024! We are well on our way, and I am already feeling the days slipping by too fast. How about you? Did you set any New Year resolutions? How are you doing? Already blown that diet? Rain or snow forced you to rethink the daily workout you promised yourself? Finding it difficult to fit

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Slow and steady hiking

SLOW AND STEADY

The beginning of a new year is always a good time to review and readjust your investment portfolio. We have just gone through an extraordinary climb in the market, represented here by the S&P 500, in a relatively short period of time. However, as you can see, it is not without its downturns. What is

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Charitable Giving

DO YOU HAVE A FAVORITE CHARITY?

The end of 2023 is mere weeks away and, along with your holiday plans, remember to give a gift to others. You may support medical research, those who are less fortunate, or a home for animals. Whatever your passion, do not forget that you can: Support a qualified charity and, at the same time, Fulfill

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Woman Spending Money

DO YOU OVERSPEND?

I just read two interesting articles about spending habits. One focused on boomers and the other discussed the differences in spending habits of boomers, Gen X, Millennials, and Gen Z. The latter article was based on data from Bank of America. My Spending I started seriously tracking my spending in mid-life and must admit it

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Female Business Owner

EMPLOYERS SECURE YOUR FUTURE IN 2023

Are you prepared for retirement? A study done by The American College and the State Farm® Center for Women and Financial Services found:  “Business owners, unlike most workers, were always responsible for funding their own retirement. It might be assumed, therefore, that retirement planning is a routine aspect of their financial activities. Evidence suggests, however,

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