The end of 2023 is mere weeks away and, along with your holiday plans, remember to give a gift to others. You may support medical research, those who are less fortunate, or a home for animals. Whatever your passion, do not forget that you can: Support a qualified charity and, at the same time, Fulfill […]
DO YOU HAVE A FAVORITE CHARITY? Read More »
My passion is financial literacy for ANY age, from basic financial principles to retirement strategies. Just this week I spoke to a group of post-retirement age women to bring them up to date with the latest legislative changes to Traditional IRA required minimum distributions, charitable rollovers, and Inherited IRAs. The rules changed with the two
LOOKING FOR A SPEAKER? Read More »
I just read two interesting articles about spending habits. One focused on boomers and the other discussed the differences in spending habits of boomers, Gen X, Millennials, and Gen Z. The latter article was based on data from Bank of America. My Spending I started seriously tracking my spending in mid-life and must admit it
Fall is here and I admit that I have mixed feelings about its arrival. Many people say fall is their favorite season and why not? The days cool down, the trees change colors, the air feels crisp and sometimes carries the aroma of burning leaves. Of course, where I live in Arizona, I need to
A NEW OUTLOOK FOR FALL Read More »
What’s the difference, you ask. Aren’t they the same? The answer is “no” and, depending on your situation, you may want to use one, the other, or both. Let’s take a deeper look. Money Market Account A money market account, sometimes called a money market deposit account, is a type of bank or credit union
MONEY MARKET ACCOUNT OR MONEY MARKET FUND? Read More »
One of my previous blogs covered saving for short-term goals. Now it is time to look at options for investing to reach your long-term goals. Remember that investing is only appropriate if your living expenses are covered, your debt is under control, and you have built an emergency fund. After that it may be time
WHERE CAN YOU INVEST? Read More »
Are you prepared for retirement? A study done by The American College and the State Farm® Center for Women and Financial Services found: “Business owners, unlike most workers, were always responsible for funding their own retirement. It might be assumed, therefore, that retirement planning is a routine aspect of their financial activities. Evidence suggests, however,
EMPLOYERS SECURE YOUR FUTURE IN 2023 Read More »
Small business owners wear many hats. When I started my own financial planning business, I was surprised at how many hours it took to run the office, market my product, and attend to record keeping for compliance. The part I loved – meeting with clients along with preparation and research for the meeting – took
TAX CREDITS FOR SMALL BUSINESS Read More »
Are you worried about having enough to retire, let alone having the lifestyle you want? You are not alone! According to U.S. Census Bureau data, 50% of women and 47% of men between the ages of 55 and 66 have no retirement savings.1 Women over age 65 are more likely to be poor than men,
SECURE YOUR FUTURE IN 2023 Read More »
I recently read an article posted by Business Insider entitled, “Gen Z and millennial workers feel confused, irritated, and left out by endless ‘workplace jargon’ in the office, LinkedIn research shows.” Key points are: ”Almost half of Gen Z and Millennial workers say “workplace jargon” is making them feel left out. “A new survey by
ARE YOU LEFT OUT BY WORKPLACE JARGON? Read More »