Gift Giving

GIFTS – ‘TIS THE SEASON!

The holidays are upon us and, if you are like my family, we are excited but also overwhelmed with everything that must be done. Don’t get me wrong. I love every minute of it! I love decorating the house, shopping for gifts and then wrapping them, connecting with friends and family, planning and hosting parties …

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Needs versus Wants Tug of War

THE BATTLE OF NEEDS VS. WANTS

I need a new dress for the party! I want a new phone for Christmas. Need to stop at the grocery store? Do you want to build a snowman? Heard any of those? Of course you have! When you hear “need.…” or “want….,” do they feel different? If you heard your friend say, “I need …

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Investment GPS

SET YOUR INVESTMENT GPS

How will you know you are there if you don’t know where you are going? Good question! Have you ever gotten in your car with no idea where you were going? The last time I remember doing that was cruising in high school. We’d hang out a while at Mabe’s Pizza hoping the guys we …

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Financial Fears

FINANCIAL FEARS

Has the pandemic made you anxious and afraid for your financial future? Some fears are more real than others. Some come from valid concerns—your past and family experiences—and some from sources that might not be so valid—the media and other influencers. What can you do about your fears? How can you squelch those uneasy feelings? …

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Financial Steps

YOUR FIRST FINANCIAL STEP

It is exciting when a baby takes its first step! People gather around and mom or dad or grandpa or grandma records the event with a video. Even years later the viewing of that video brings smiles and sometimes tears. Your first foray into the financial world is not likely to be recorded or newsworthy, …

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Car mileage

BEGINNINGS… NEW AND OLD

Beginning something new? Trying something you gave up on but want to try again? Not easy, is it? There is a lot to learn especially if you want to be good at it. Even if you just need to know the basics, there is still a learning curve. When I went through a divorce there …

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Twin Towers

MUSINGS ON 9-11

As the 20th anniversary of one of the worst days for our country passes, I feel the need to talk about love and caring for each other. Those of you who were babies or in early grade school, will not remember the day. Some of you may not have been born yet. On the other …

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