This is the time of year we focus on those we love. Children share valentines in school, heart-shaped boxes full of candy disappear from the shelves, florists run out of red roses, and jewelry stores appeal to lovers of any age. There is a special focus on couples and ways to express the love they […]
Are you one of 63% of workers who cannot cover a $500 emergency expense? Effective January 1, 2024, help may come from your employer in the form of a PLESA which was created by the SECURE 2.0 Act of 2022. What is a PLESA? PLESA stands for pension-linked emergency savings account. Your retirement plan sponsor
Happy 2024! We are well on our way, and I am already feeling the days slipping by too fast. How about you? Did you set any New Year resolutions? How are you doing? Already blown that diet? Rain or snow forced you to rethink the daily workout you promised yourself? Finding it difficult to fit
NEW YEAR INTENTIONS Read More »
The beginning of a new year is always a good time to review and readjust your investment portfolio. We have just gone through an extraordinary climb in the market, represented here by the S&P 500, in a relatively short period of time. However, as you can see, it is not without its downturns. What is
Sold – the house my partner lived in through his early life and returned to many years later to take care of his elderly father. With his father’s death last year, his children, grandchildren, and great grandchildren came together to celebrate his life and close the home in which he lived for over 70 years.
LESSONS AND GRATITUDE Read More »
The holidays will be upon us before we know it and, if you are like me, you want to get a head start on holiday shopping. In the days when we had to personally ship boxes to family out of state, my goal was to have everything shipped by early December. Now boxes are shipped
FINANCIAL LITERACY GIFT GUIDE Read More »
The end of 2023 is mere weeks away and, along with your holiday plans, remember to give a gift to others. You may support medical research, those who are less fortunate, or a home for animals. Whatever your passion, do not forget that you can: Support a qualified charity and, at the same time, Fulfill
DO YOU HAVE A FAVORITE CHARITY? Read More »
My passion is financial literacy for ANY age, from basic financial principles to retirement strategies. Just this week I spoke to a group of post-retirement age women to bring them up to date with the latest legislative changes to Traditional IRA required minimum distributions, charitable rollovers, and Inherited IRAs. The rules changed with the two
LOOKING FOR A SPEAKER? Read More »
I just read two interesting articles about spending habits. One focused on boomers and the other discussed the differences in spending habits of boomers, Gen X, Millennials, and Gen Z. The latter article was based on data from Bank of America. My Spending I started seriously tracking my spending in mid-life and must admit it
Fall is here and I admit that I have mixed feelings about its arrival. Many people say fall is their favorite season and why not? The days cool down, the trees change colors, the air feels crisp and sometimes carries the aroma of burning leaves. Of course, where I live in Arizona, I need to
A NEW OUTLOOK FOR FALL Read More »