With turmoil in the financial world – inflation, bank bankruptcies, recession concerns, etc. – you may have reached the point that you want to check in with a professional advisor. If nothing else, it may calm any anxiety about your future. Common questions I hear as I speak to audiences across the nation are: Am […]
SHOULD I HIRE A FINANCIAL ADVISOR? Read More »
Congratulations! Well done! You have worked hard, accomplished a huge goal, and are about to take the next step in your life journey. That step may include more education, skills training for a particular job, marriage, and parenthood, or something unique to you. Maybe you are going to take a travel year. This new chapter
GRADUATE, ARE YOU READY FOR YOUR FINANCIAL JOURNEY? Read More »
I recently returned from a trip to London and Paris with my partner, my twin sister, and her husband. The four of us get along well and are good travel buddies and this trip was no exception. Although I have been fortunate to travel to Europe several times, I had never visited France or England,
LESSONS FROM TRAVEL Read More »
Will you be 60, 61, 62, or 63 in 2025? Are you still employed and contributing to your company retirement plan? Then start planning now for the added contribution you may make starting in 2025. Catch-Up Contributions You may be aware that under current law, employees who reach age 50 are permitted to make catch-up
EXTRA RETIREMENT PLAN CATCH-UPS ARE COMING YOUR WAY Read More »
How our world can change overnight! Unless you have been backpacking in the wilderness, on a retreat, or have given up social media, tv, cable, radio, and newspapers, you must have heard or read about the disasters that struck the financial industry last month. Silvergate Bank in California opted to close while Silicon Valley Bank
DON’T PANIC IF YOU READ THE FINANCIAL NEWS Read More »
Is someone in your family currently serving in a branch of the United States Armed Forces? If not, you undoubtedly know someone who is currently serving our country. An inevitable part of military life is moving often. It is well known that military families will relocate every few years, sometimes all the way across the
DO YOU KNOW A MILITARY SPOUSE? Read More »
Do you expect to be the beneficiary of an IRA or retirement plan? Maybe you are in the process of a review of your IRA or retirement plan beneficiaries and want to make good decisions based on current legislation. The rules changed with both the 2019 SECURE Act and the SECURE 2.0 ACT of 2022
WILL YOU INHERIT AN IRA? Read More »
A 529 plan is a tax-advantaged savings plan designed to help pay for education. Originally limited to postsecondary education costs, it was expanded to cover K-12 education in 2017 and apprenticeship programs in 2019. There are two major types of 529 plans – education savings plans and prepaid tuition plans. This update pertains to 529
NEW DISTRIBUTION RULES FOR 529 SAVINGS PLANS Read More »
Just before the end of 2022 the SECURE 2.0 Act of 2022 was signed into law as part of the Consolidated Appropriations Act of 2023. One of the changes included in the Act delays the age for required minimum distributions from IRAs and company retirement plans, and it is likely to impact you in some
REQUIRED MINIMUM DISTRIBUTION (RMD) RULES HAVE CHANGED! Read More »
How much do you know about Valentine’s Day? Let’s see………. Cupid has what name in Greek mythology? About how many roses are sent for Valentine’s Day each year? Who invented the first Valentine’s Day candy box? On average, how many marriage proposals are there on every Valentine’s Day? Letters to Juliet are sent to what