Forgiveness means different things to different people. In general, it means to stop feeling angry or resentful toward someone for an offense, flaw, or mistake. It is an intentional decision and is a commitment to change those feelings ….. and it takes practice and sometimes it takes time. Wherever you live, whatever religion you observe […]
A HOLIDAY GIFT FOR EVERYONE – FORGIVENESS Read More »
In a previous blog, I shared a three-question financial literacy assessment that is used widely in the United States and in many other countries as well. It was developed over 20 years ago by two college professors, Lusardi and Mitchell. The questions cover the concepts of compound interest, inflation, and risk diversification. I promised a
FINANCIAL LITERACY ASSESSMENT #2 Read More »
What thought immediately comes to your mind when you read this question? Maybe it’s – “Are you kidding, I don’t have a clue!” Maybe it’s – “My plan may need some tweaks, but I am confident I’ll be fine.” Perhaps you are one of those people who believe in living day to day, and the
DO YOU CONSIDER YOURSELF FINANCIALLY LITERATE? Read More »
I recently came across an article by Fran Braga Meininger, How to Rekindle Your Motivation When the World Gets You Down.[i] She described perfectly what I, and many of you, have been feeling – helplessness and lack of energy, for example. She also offered some good suggestions to help us overcome our malaise. It is
MY THREE C’S TO OVERCOME NEGATIVITY Read More »
Let’s say you’ve recently completed or reviewed your estate planning documents – will, trust (if appropriate), powers of attorney for finances and medical decisions, and advance directives for your care – and updated the designated beneficiaries of your life insurance, retirement accounts, perhaps even your house and car. So many decisions. Toast yourself and the
YOUR HEIRS NEED TO KNOW Read More »
“We have realized that we are on the same boat, all of us fragile and disoriented, but at the same time, important and needed, all of us called to row together, each of us in need of comforting the other.” Pope Francis No matter your religious affiliation, or if you have none, there was a
“Here’s to the bridge-builders, the hand-holders, the light-bringers, those extraordinary souls wrapped in ordinary lives who quietly weave threads of humanity into an inhumane world. They are the unsung heroes in a world at war with itself. They are the whisperers of hope that peace is possible. Look for them in this present darkness. Light
WHAT THE WORLD NEEDS NOW IS THE TOUCH OF WOMEN Read More »
According to a February 2022 McKinsey report, “$30 trillion in investable assets will be possessed by baby boomers by 2030, much of it controlled by women. Today, women control a third of total US household investable assets—approximately $12 trillion. Over the next decade, this share will grow. The biggest cause of this shift will be
DO YOU KNOW YOUR HOUSEHOLD NET WORTH? Read More »
At least once a week I receive an email or cell phone message that is a scam and I bet you do, too. Despite television announcements, magazine and newspaper articles, and warnings posted in public places, scams and other fraudulent schemes take a toll – to the tune of about $10 billion in 2023 according
CONSUMERS BEWARE! SCAMS ARE EVERYWHERE! Read More »
Help for those in their early 60’s Are you worried that you may need to work far into the future, or change your lifestyle dramatically in retirement, or both? How do your retirement savings compare to others? The Average For many people, an employer sponsored 401(k) retirement savings plan houses their largest retirement account. Vanguard,
NEED A BOOST TO YOUR RETIREMENT SAVINGS? Read More »