About Me
My diverse financial career spanned over thirty years with stints as a portfolio manager, stock and bond trader, mutual fund and ETF sales manager, and personal advisor and financial planner. I spent the latter part of my career doing what I loved most—advising clients of independent wealth management firms in Arizona. It was my privilege to serve on the Board of Directors of the Financial Planning Association of Greater Phoenix as President and Chairman of the Board. In addition, I was inducted into the Arizona Hall of Fame of Financial Women International in 1993. I hold the CERTIFIED FINANCIAL PLANNER® professional certification.
About Me
My diverse financial career spanned over thirty years with stints as a portfolio manager, stock and bond trader, mutual fund and ETF sales manager, and personal advisor and financial planner. I spent the latter part of my career doing what I loved most—advising clients of independent wealth management firms in Arizona. It was my privilege to serve on the Board of Directors of the Financial Planning Association of Greater Phoenix as President and Chairman of the Board. In addition, I was inducted into the Arizona Hall of Fame of Financial Women International in 1993. I hold the CERTIFIED FINANCIAL PLANNER® professional certification.
Interests
Born and raised in small towns in Iowa, I grew up with a strong sense of community and appreciation for the value of education. My parents set high expectations but cloaked them with lots of love and support. Their mantra to "do your best" meant focus and hard work.
I treasure family times filled with food and laughter: my grandfather's practical jokes; reunions with aunts, uncles, and cousins; holidays with siblings and their families; and especially watching the growth of my children and grandchildren. Nothing makes me smile more than the bedlam of a houseful of kids and their pets!
Fitness is a priority in my life because it makes me feel good. You might find me riding my 3-speed bicycle, hiking a trail, or swimming a few laps. My favorite spectator sport is football, and I am a loyal fan of the Iowa State Cyclones and Arizona Cardinals.
Travel is my passion and, since retired, I split my time between Arizona and Iowa. However, my favorite places are sunny beaches. Toes in the sand, sun on the face, throw in a cold drink and fresh seafood and I am in heaven! If there is music playing, even better. My preference is rock, but you might hear some country or oldies as well.
People and their stories intrigue me, and it gives me great satisfaction to help others. I love the world of investments, especially bonds, and find joy in making that world understandable to others.
History
Learned about investments buying and selling stocks and bonds for the trust department of Commercial National Bank of Peoria IL (merged into PNC Bank).
Managed The Arizona Bank’s (merged into Bank of America) Investment Department, including its fixed income portfolio.
Bought and sold fixed-income products for institutional clients of Charles Schwab.
Launched a new North Carolina branch for Charles Schwab.
Created Bowers Financial Services, LLC in North Carolina to advise individual clients on a fee-only basis.
Managed the Arizona institutional internal sales force of the Vanguard Group as it rolled out its offering of exchange-traded funds (ETFs).
Served as an asset manager, investment advisor, and financial planner for individual clients with portfolio assets up to $60 million.
How to Dress a Naked Portfolio: A Tailored Introduction to Investing for Women
This step-by-step guide for women starts with eight questions and only you know the correct answers. Your personality, values, income, and family circumstances shape all your life decisions and investing is no different. Using understandable comparisons, you will put together an investment outfit, piece by piece. The result will be both beautiful and uniquely you!
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C.J. Redwine
New York Times best-selling author
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Bev's Basics
A HOLIDAY GIFT FOR EVERYONE – FORGIVENESS
Forgiveness means different things to different people. In general, it means to stop feeling angry or resentful toward someone for an offense, flaw, or mistake. It is an intentional decision and is a commitment to change those feelings ….. and it takes practice and sometimes it takes time. Wherever you live, whatever religion you observe […]
FINANCIAL LITERACY ASSESSMENT #2
In a previous blog, I shared a three-question financial literacy assessment that is used widely in the United States and in many other countries as well. It was developed over 20 years ago by two college professors, Lusardi and Mitchell. The questions cover the concepts of compound interest, inflation, and risk diversification. I promised a […]
DO YOU CONSIDER YOURSELF FINANCIALLY LITERATE?
What thought immediately comes to your mind when you read this question? Maybe it’s – “Are you kidding, I don’t have a clue!” Maybe it’s – “My plan may need some tweaks, but I am confident I’ll be fine.” Perhaps you are one of those people who believe in living day to day, and the […]
Send me your questions
It is my goal to help you understand the financial world. There is no question that is too basic or simple.